TERMS AND CONDITIONS

SURPLUS CAPITAL RECOVERY GROUP LLC

Welcome to SURPLUS CAPITAL RECOVERY GROUP LLC.

These Terms and Conditions outline the rules and regulations for the use of our website and services.

By accessing this website, we assume you accept these Terms and Conditions in full. Do not continue to use our website if you do not agree to all terms stated on this page.

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1. DEFINITIONS

The following terminology applies to these Terms and Conditions, Privacy Policy, and Disclaimer Notice:

• “Client”, “You”, “Your” refers to you, the person accessing this website.

• “Company”, “We”, “Our”, “Us” refers to SURPLUS CAPITAL RECOVERY GROUP LLC.

• “Parties” refers to both the Client and the Company.

All terms refer to the offer, acceptance, and consideration necessary to provide our services in accordance with applicable U.S. law.

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2. SMS MESSAGING TERMS & CONDITIONS

By opting into our SMS messaging services, you agree to receive marketing, transactional, and informational text messages related to:

• Claim updates

• Appointment confirmations

• Service notifications

• Customer support communications

Messages are sent only to individuals who have explicitly opted in via web forms or written consent.

Opt-In Confirmation Message

After opting in, you may receive a message such as:

“You’re now subscribed to SMS updates from SURPLUS CAPITAL RECOVERY GROUP LLC. Expect occasional promotional and non-promotional texts related to your claim or service updates. Msg & data rates may apply. Reply HELP for help or STOP to unsubscribe.”

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Cancellation Instructions

You can cancel SMS services at any time by texting:

STOP

You will receive a confirmation message and will no longer receive SMS messages unless you re-subscribe.

To resume messages, sign up again through our website or text:

START

Opt-out requests are processed within 24 hours.

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Support Information

If you experience issues with our messaging platform:

Reply HELP

or contact us directly:

📧 [email protected]

📞 +1 608-218-3768

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Message & Data Rates

Message and data rates may apply. Message frequency varies based on your service activity. Contact your wireless provider for details about your messaging plan.

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Supported Carriers

Our SMS platform supports major U.S. carriers, including:

• AT&T

• T-Mobile

• Verizon

• Sprint

• Most regional carriers

Carriers are not liable for delayed or undelivered messages.

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Age Restriction

You must be 18 years or older to use our SMS services or website.

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Compliance

We comply with:

• Telephone Consumer Protection Act (TCPA)

• CTIA Guidelines

• Applicable federal and state laws

For privacy-related inquiries, refer to our Privacy Policy or contact us directly.

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3. COOKIES

We use cookies to enhance user experience and website functionality.

By using our website, you consent to the use of cookies in accordance with our Privacy Policy.

You may disable cookies in your browser settings; however, some features may not function properly.

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4. INTELLECTUAL PROPERTY RIGHTS

Unless otherwise stated, SURPLUS CAPITAL RECOVERY GROUP LLC owns all intellectual property rights for materials on this website.

You may access material for personal use only.

You must not:

• Republish website material

• Sell, rent, or sublicense website content

• Reproduce or duplicate website material

• Redistribute content without permission

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5. USER COMMENTS

Parts of the website may allow users to post comments.

We do not pre-screen comments. Comments reflect the views of the individual posting them and not the Company.

We reserve the right to:

• Monitor comments

• Remove inappropriate, offensive, or unlawful content

By posting comments, you confirm:

• You have the right to post them

• They do not violate intellectual property rights

• They are not defamatory or unlawful

• They are not used for unauthorized commercial purposes

You grant the Company a non-exclusive license to use, reproduce, and edit your comments.

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6. GENERAL WEBSITE USE

This website is owned and operated by SURPLUS CAPITAL RECOVERY GROUP LLC.

By accessing this site, you agree to:

• Use it only for lawful purposes

• Not attempt unauthorized access

• Not interfere with website functionality

We reserve the right to modify these Terms at any time. Continued use of the website after changes constitutes acceptance.

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7. HYPERLINKING TO OUR CONTENT

The following organizations may link to our website without prior approval:

• Government agencies

• Search engines

• News organizations

• Accredited online directories

Links must:

• Not be deceptive

• Not falsely imply endorsement

• Fit within the linking site’s context

We reserve the right to request removal of any link at any time.

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8. IFRAMES

Without prior written approval, you may not create frames around our webpages that alter the visual presentation of our website.

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9. CONTENT LIABILITY

We are not responsible for content appearing on third-party websites linking to us.

You agree to defend and protect us against claims arising from content on your website.

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10. RESERVATION OF RIGHTS

We reserve the right to:

• Amend these Terms at any time

• Request removal of links

• Restrict or terminate access to the website

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11. DISCLAIMER

To the maximum extent permitted by law:

• We exclude all warranties relating to this website.

• We do not guarantee completeness or accuracy of information.

• We are not liable for losses or damages arising from website use.

Nothing in this disclaimer will:

• Limit liability for death or personal injury

• Limit liability for fraud

• Exclude liabilities not permitted by law

If services are provided free of charge, we will not be liable for any loss or damage of any nature.

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12. CONTACT INFORMATION

For questions regarding these Terms & Conditions, contact:

SURPLUS CAPITAL RECOVERY GROUP LLC

📧 [email protected]

📞 +1 608-218-3768